• There are a lot of things to consider when it comes to refinancing your home. While it’s not the same as getting the original mortgage, there are a lot of similarities to the process. You need a certain credit score, and you have to make enough money to qualify. Your home also has to be worth enough to refinance, so you’ll need to have an appraisal done. You don’t have to worry about negotiations and home inspections, though, and refinancing is sometimes easier because you already have an established track record of paying your mortgage. That’s very important to most lenders. At 0Pointloan, we like to see that, too, but we also understand that every situation is different.
  • By taking a look at your specific needs and situation, Jay Patel and his team at 0Pointloan can focus on a refinancing option for your mortgage that will work for you and for which you’ll qualify. It’s a great feeling to refinance a home and get away from a variable interest rate that keeps changing your payment or a fixed interest rate that’s simply too high to be acceptable to you. It’s no fun to have a high payment that you feel stuck with, even if you really love your home. That’s where refinancing with 0Pointloan can come into play. It can be a great choice for people who want and need to have better mortgage payments with terms they feel good about.
  • Having a mortgage can be stressful, but if you have the right mortgage, it’s something you can afford. A lot of people have mortgages that make them nervous, because they got them when terms weren’t as good and interest rates were high. While they can afford to make their payments, there’s really no reason for them to have such high payments when they could be paying considerably less. Refinancing through 0Pointloan can save a homeowner thousands of dollars in interest over the life of a mortgage and allow the homeowner to have more savings or to use that money for something else. If you feel like your mortgage interest rate is too high, come talk to us at 0Pointloan today. We may be able to get you refinanced with a rate that’s a lot better for you and your needs.
  • It’s not always possible to get a better rate that makes a significant difference, but there are a lot of people who are really helped by refinancing their current mortgages through 0Pointloan. If your interest rate is at least one point higher than what’s currently being offered, you might be a good candidate for a refinancing. There will be some fees involved, but in the long run, you could come out with a lower payment, good terms, and a better interest rate, all of which would give you peace of mind, more cash in hand, and the opportunity to do more with your money than just pay your mortgage. At 0Pointloan, we’re here and ready to help anytime you want to check into whether refinancing your mortgage is the right choice for you.