0Pointloan was founded by Jay Patel in 1999 as an Internet lender. We are committed to using technology to provide lower costs and more convenient mortgages to our customers. Reducing costs is important to us at 0Pointloan, and we do that by utilizing automated underwriting systems and other technologies and…

Being a first-time homebuyer can be stressful and confusing, but working with the 0Pointloan can make all the difference. As a first-time buyer looking for a great home, the right neighborhood and the best mortgage for your needs, there's a lot for you to consider. We want to help you…

When it comes to refinancing your home, it’s not quite the same process as it would be to get a mortgage for a new home you want to buy. 0Pointloan can help you get refinanced, so you can have a better interest rate and loan terms that are more favorable…

Refinancing a home is often done to get a lower mortgage payment based on a better interest rate, but there are other reasons to refinance. One of those reasons is to get cash, so you can use that money for something else. A cash-out refinance actually involves remortgaging your home…