Investing in real estate can be a great way to further your wealth or build a portfolio. Of course, it can also be a great way to flip properties and continue making money or to rent out homes or apartments. With that in mind, though, you need a lender, such as 0Pointloan, that is going to help you through the process and make it easy for you, whether it’s your first investment or you’re a pro at buying and selling properties. Here at 0Pointloan, we want to help you build your investments and realize your dreams, and we’re committed to working with real estate investors on the sometimes complex issues they face when buying multiple properties.

Some banks will only lend on a set number of properties for one individual. Even if the investor has the income, credit and buying power to purchase more properties, he or she may not be able to because the bank has rules. Come and see us at 0Pointloan, and let us take a look at your specific situation. We realize that every investor is unique, and each investor has both triumphs and challenges that have to be considered. When other banks have said no, 0Pointloan may be able to say yes. We won’t know until we try, and we work very hard to ensure that people can get what they want and need from their investment and home buying experience.

Buying investment properties requires a different approach than buying a home in which to live, and the interest rates and terms available to investors are often very different from what is offered to more traditional homebuyers. We can work with that and help you focus on the right opportunity for you and your needs. Because we make sure we understand your particular situation, we are more qualified than many other lenders to provide you with solutions and options that will be right for you and your investment strategy.

While some investors are able to purchase their properties with cash, most need to get a loan. That’s especially true for investors who are just starting out and for those who want to buy larger properties, such as multiunit apartment complexes. For these kinds of investments, it becomes necessary to finance, and then the mortgage loan is paid from the rent that is collected once the apartments are up and running. That requires the bank to take a bit of a risk, since the money the investor expects to use to pay the mortgage may not come as easily or as quickly as expected.

At 0Pointloan, we look at the big picture and consider everything when it comes to whether someone qualifies for a loan as a real estate investor. Cash reserves, credit score, other properties, and track record can all matter. The price of the property and other factors are also considered as we put together a complete package of how the loan would work and the true risks involved. When you need someone who sees you as a real person and not just another number, and who wants to help with your investing dreams, come see us at 0Pointloan.